Bad Credit Home Loans

Wed 08 March 2017

Are you worried that your bad credit history could stop you from securing a home loan? Just one negative mark on your credit score shouldn’t deprive you of possessing your own place.

The Finance Professionals are committed to helping non-confirming borrowers who are self employed to get a home loan easily.  It doesn’t matter what kind of home loan you are looking for, you can rest assured that talking to our specialist would help you find the right financial solutions.

We are aware that everyone has distinctive circumstances. This is exactly why we assess each application separately to ensure that you get a loan despite having a bad credit.

Often problems like losing a job, a divorce or an illness can make a person lag behind in their payments. Similarly people, who freelance or do not have a set income for each month, do not meet the criteria issued by the banks. Here we ensure that everyone can secure a home loan.

All you have got to do is fill an online form and one of our specialists would give you a call.  We are sure we can help you. Why wait?


Low Doc Mortgages

Low Doc mortgages are a great way to secure a loan if you are self employed. This is the perfect option for people who have an income but are unable to provide a financial statement or tax returns for it.

However, what you should keep in mind is that low doc mortgages are issued using a different agenda. For these you need to have the documents from your accountant or you may even provide a business activity statement (BAS).

We know how important it is for you to own your own home and that’s why we make sure that you can secure a low doc mortgage with ease.

How can you qualify for a low doc mortgage?

In order to qualify for a low doc mortgage you need to come up with the following specifications

  • You have to be self employed and should have your own business number
  • You should have an accountant’s letter or a business activity statement
  • You would be needing an equity of 20% to put forward as down payment

However, in order to qualify for the loan you would also have to provide your credit history. Minor problems with your credit are often over looked but individuals with a good score are often given preference when it comes to low doc mortgages.

Why choose The Finance Professionals for a low doc mortgage

The Finance Professionals specialise in helping self employed people secure low doc home loans with the least bit of hassle. This type of home loans with bad credit can be your solution and can help you secure your loan. For an individual and tailored loan solution give us a call at 0447 018 260



By Lamont, Category: misc

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Unique Craftsmanship and trustworthy Service in Sydney

Thu 22 December 2016

Luxaflex Window Fashions is well known for quality design and innovation.  When it comes to window coverings, shutters, and awnings, you can count on Luxaflex. 

Based out of Sydney, Luxaflex offers finely crafted articles that both accent your home’s décor and provides the privacy or shade that you desire.  Additionally, products can be customized to fit the most challenging requirements from odd window shapes and sizes to rooms with high humidity to hard-to-reach places.  A representative is ready to assist with all specifications.

Window Coverings

 Luxaflex has a variety of blinds and shades. Color, size, shape, and even material of the product can be tailored to meet customer satisfaction.  Some options include aluminum, timber and wood and Polysatin. 

  • Roller Blinds:  smooth operation; EDGE technology
  • Timber Venetian Blinds:  glossy finishes; various shades
  • Wood Essence Blinds:  alternative to timber blinds; resistant to moisture
  • Aluminum Blinds:  three different sizes of slats; unique modern look
  • Roman Shades:  ideal for contemporary décor; available in 3 different designs
  • Pirouette Shades:  compliments Luminette sheers for control of lighting
  • Duette Shades:  Promotes energy efficiency; helps to block drafts
  • Silhouette Shades:  Easy to clean and maintain; diffuses light



An awning designed and constructed by Luxaflex is a perfect addition to the garden to shade from the warm Sydney sun, and there thirteen varieties to choose from.  These will complement the exterior of your home while serving a practical purpose.  They also come in diverse shades and sizes to add flair to your outdoor design.

  • Evo Awning:  UV protection; promotes energy efficiency
  • Lock Arm Awning:  perfect for the second floor; come in various colors
  • Straight Drop Awning:  excellent for balconies; reduces glare
  • System 2000 Awning:  come in a wide range of colors; diverse uses
  • SUNRAIN Awning:  provides protection all year round; heating and lighting options
  • Como Awning:  ideal for “enclosing” a patio; durable fabric
  • Garda Awning:  “Folding Arm”; Provides optimum coverage
  • Canopy Awning:  suitable for windows; decorative
  • Ventura Awning:  durable enough to withstand the wind; “folding arm.”
  • Fixed Metal Awning: post supports (optional); custom designed pattern



Shutters also come in variations specifically for indoor or outdoor use, depending on the model chosen and intended purpose.  Just like the blinds and shades, Luxaflex shutters also come in a variety of colors and materials.

  • PolySatin Shutters:  perfect for indoor or outdoor humid areas; smooth design
  • Timber Shutters:  wide open view from indoors; available in 20 different finishes
  • Aluminum Shutters: durable; indoor or outdoor use



 Many of the Luxaflex products come with the option for motorization, which can add convenience and functionality to window coverings and awnings.  In fact, motorized blinds do not require cords or cord tensioners.  Motorization features are also tailored to fit the distinct requirements of your design of coverings or shades.

  • iRemote:  accessible through your iPhone or iPad; for use with Roller blinds
  • Motorized Roller Blinds:  Qmotion Technology; HDR; Somfy; Merger
  • Duette Powerise:  hand-held remote or wireless wall switch; designed for hard-to-reach windows
  • Silhouette Powerise:  simple installation and replacement; long-lasting battery
  • Complete automated retractable roof systems

So consider contacting Luxaflex in the Sydney area or visiting their website for all of your window covering or awning needs.  Their products and work are backed by warranty.



By Lamont, Category: misc

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Inspirational Deck Ideas for your Home

Thu 22 December 2016

outdoor deckDo you love spending time outdoors? Have you always wanted to entertain your guests in the best possible way? What better way than to build a deck. Not only does it add great value to your homes but makes the outdoor space more functional. You can enjoy great weather by having lunch or dinner outside with friends and family.


A few reasons why you should be investing in a deck

  • Makes for a great outdoor space which you can utilize for a host of functions and events
  • Can increase the sale value of your home
  • Adds a classy touch to your home and makes it aesthetically appealing
  • Provides outdoor space for the kids to enjoy themselves. Ever wonder why your kids are trussed up inside, building a deck is a great way of getting them to go outside and enjoy some fresh air.



Classy Deck Ideas for Savvy Homeowners

Here are a few lovely looking decks to take inspiration from


Small deck with stone garden

Pressed for space? Still want to build a deck outside your home? Don’t worry this quaint little deck looks very appealing. The addition of a small stone garden with different cacti plants adds to the Zen appeal of this small yet stylish space.


The lighted deck

This classy looking deck spells elegance with a capital E. The small spot lights placed strategically add to its overall look making the space look inviting and appealing. Imagine spending your time out here relaxing with loved ones. In good weather this deck can double as an outdoor dining area.


Deck with a swimming pool

The things which you can design or do with a deck are numerous. One of these includes decks with swimming pools. You can enjoy lounging on comfy chairs while the kids splash in the water. It’s a great way to spend Sundays with family as well as enjoy cool evenings with friends.


The simple looking deck

Don’t want anything ostentatious for your home? Do you love to keep things simple and stylish, an ordinary looking deck can be made all the more appealing with using the right kind of decorations.  The play of colors here adds to the beauty of the space. A small umbrella shaped pergola gives this space an inviting feel.


Vintage patio decks

White decks remind you of classic Georgian patios. When everything moved slow and steady, people enjoyed sitting outdoors and having a good chat. Gives you nostalgia? Why not bring alive that vintage feel by investing in a white patio deck complete with quaint furnishings? The cane sofas look comfy and inviting.


The modern deck

Want your home to have a classy yet modern look? Take a look at this modern looking deck with minimalist design and style. The classy quotient for this patio deck is quite high and would surely make your home the envy of all neighbors.


These stunning deck ideas are surely enough to inspire you to call these pergola builders from Melbourne. Make sure you check out a few of their other designs by visiting this deck building company here.


By Lamont, Category: misc

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What is the best way to get travel insurance in Australia?

Thu 22 December 2016

Travel insurance in Australia is not only taken out by the elite few people who travel for business purposes and live in big cities like Melbourne or Perth but is now very popular among all kinds of travelers from all parts of Australia.

The reason why Travel insurance in Australia is so popular among all people is that based on the policies chosen for business or for leisure, in case the travel has been canceled, you are entitled to travel as well as accommodation expenses, you are also eligible for dental as well as medical expenses. As part of the insurance cover, you can get additional transport and also expenses for accommodation. If you are in the hospital for over 48 hours, you are given cash per day to help with the expenses. These insurance covers delayed transport with meal expenses and accommodation being taken care of too. They help with assistance regarding personal baggage as well as travel documents and in the case of accidental death or loss of sight or limb; the cover ensures compensation is provided. When there are special events, and cancellation needs to be done, the cancellation expenses are borne by the company. In the case of baggage delays, an amount is given towards emergency purchases.

Travel insurance in Australia is very easy to avail of, and the procedure is exceedingly simple. It can be done either through travel agents, or it can be done online as well.


Application process

The process of applying for Travel insurance in Australia is simple. In order to get a quote, you need to select the type of policy that you want to avail of and then on the basis of it, the premium is calculated. This is based on the summary that you have provided along with your details as well as the features of the insurance cover that you have opted for.


Purchasing online insurance

To purchase travel insurance, you are eligible to do so only if you meet the following criteria:

  1. You should be over 18 years of age
  2. The children who will be accompanying you on the travel are lesser than 21 years of age, and they live in your home and with you in Australia
  3. The travelers are all permanent residents of Australia
  4. The travel starts and ends in Australia
  5. The travel has not yet begun.
  6. You and any of the travelers who need to be covered under the policy do not have any pre-existing condition such as lung conditions except asthma, heart condition, metastatic cancer, reduced immunity due to treatment or a medical condition or kidney failure
  7. If any of the travelers has taken two or more than two travel-related claims in the last five years
  8. Always check this QBE travel insurance policy to ensure you fit the criteria 

If you are ineligible to purchase online travel insurance, you can still call the insurance company or find online travel insurance information, and they can assist you and help you with what are your options or how you can still go ahead and avail of travel insurance.



By Lamont, Category: misc

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Finding the Most Efficient Food Delivery System of Them All

Fri 22 July 2016

If you want to have the best and most efficient food delivery service in the whole of Australia, it is important that you read this article. We will try to recommend some criteria to look for when it comes to finding the best when delivery service in Melbourne.

  1. Take Note of the Quality

First off, you have to make sure that all the fruits and vegetables that they deliver would be 100% organic. This way, you can be ensured of your safety as well as the overall high quality of the produce. You should expect nothing less from the best right?

  1. Establish an Open Communication with the Company

In addition to this, you should be able to set up an easy schedule and system with the company itself. You can only do this if they’re easy to contact. This is why it is important for you to have open and straightforward communication with the company personnel both online and off.

  1. Be Aware of the Company’s Reputation

Also, if you would like to have the best when it comes to healthy produce for your kitchen, you have to make sure that you choose a fruit and veg delivery company that possesses a good reputation. Do background checks both online and off for you to verify the validity of any information that you learn from other people regarding the company and its practices.

  1. Examine the Packaging and Manner of Delivery

It would also help you to be more vigilant about the packaging of the delivery itself. Fruit and veg delivery Melbourne establishments are known to easily cut out the middleman and deliver straight to your doorstep. This is why you have to pay attention to the packaging and how they deliver the food. If you think that some companies tend to mishandle the delivery, it would be best to choose another establishment to work with.

  1. Sign Up for any Regular Updates

In addition to this, it is important that you can receive regular updates regarding any notices about the company’s changing policies periodically. This way, you will be a layer of any adjustments that you may have to make your schedule or with any of the company staff that you would have to deal with on a regular basis.

  1. Explore Your Options

Do not be afraid to explore your options regarding available fruit and vegetable establishments that can deliver. There are many choices that you can consider, and you should not limit yourself to only one particular company. Make a list of the potential delivery companies and make your choice after serious research and investigation.

  1. Learn to be Specific

Be specific about what you want. Do you want organic food? Are you very meticulous about the people who handle your food delivery? Knowing what you want in a company can help you narrow down your search significantly. This is why you should not be afraid to speak your mind. This is how you get what you want.


The tips above will help you find the best food delivery system and services out there. Following these tips will help you keep your family safe and protected from possible illnesses and other conditions brought about by mishandled food in the future.

By Lamont, Category: misc

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Promote your business with Printing Services

Fri 24 June 2016

If you really want your business to be taken to the next level, then it is important you market it. Marketing it is one of the viable ways of letting people know about it. There are so many ways of advertising your business, printing services such as this one in Melbourne, remains one of the unique ways of doing so.

Some of the printed materials that can be used to market your business include:

  • Leaflets
  • Flyers
  • Folders
  • Brochures

If you can actually use printed materials to promote your business, then you are gradually getting closer to success.

Get a reliable business printer

To get a good printing service, the right thing to do would be getting a good business printer. A good printing service will have a good influence on whoever that receives them.

There are quite many companies that are into the business of printing services in Melbourne, it lies on you to make a good research about them, and then find the one that would perfectly be suitable to your needs.

Digital printing


Everything has actually gone digital. The main type of printing that is popular now is digital printing; it is indeed something amazing and awesome. If you are fond of using digital printing, you will see that your customers will be impressed, it shows that you are making frantic efforts to be more eco-friendly.

Digital printing remains the ultimate answer. They can be used to print the following:

  • Newsletters
  • Brochures
  • E-tickets
  • Catalogue printing
  • Agendas
  • Flyers
  • Door hangers
  • Party invitation letters
  • Direct mail
  • Business cards
  • Letterheads
  • Envelopes
  • CD/DVD printing and lots more


If there are materials in your business that needs regular updating, then engaging in digital printing will make it to be more economical. Try as much as possible to print pictorial representations or images on surfaces you would like them to appear such as on sensitive CDs.

Final tips

When you are searching for digital printer that will handle your business issues, it is always good to choose those that have the needed skills for your business. If you choose the right people, you will be happy but if you choose the wrong people, it will be a big problem for you, because you may not get the quality your work requires.

This is why it is good for you to first of all take your time and browse through the internet, so that you will find the right company that knows the job. Printing your business with digital materials will make the work to be fast effectively and efficiently.

A printed item tells a lot about your business- the best and most formidable way to advance your business is through printing wonderful items like brochures, newsletters and so on.

We hope you were able to get something from this article? It is geared towards enlightening you on some of the useful things you should know about building your business effective printing services. Many people have tried using it over time, some are currently using it, and surely the experience had been awesome.

If you are yet to try it for your business today, you are hereby advised to try it; you won’t regret it in anyway.

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By Lamont, Category: misc

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